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At C&A Benefits Group, we work hard to introduce new opportunities to you.

Beginning January 1, 2014, all Americans will be required to have health insurance under the Affordable Care Act (ACA).  To help meet this requirement, the federal government included a provision for the creation of health care CO-Ops, which are nonprofit consumer operated and oriented health plans.  There are 24 CO-Ops nationwide. In Ohio, there in only one, InHealth Mutual.

What is a Healthcare CO-OP?

CO-OP stands for “consumer operated and oriented plan.”  Ultimately, a CO-OP’s services are governed through a board of directors, the majority of which are its members (policy holders) and are implemented through its administrators.  This ensures that a CO-OP will meet the needs of the people it serves.

Who Benefits From a CO-OP?

Being member-governed and focused give CO-OPs the potential to promote efficiency, reduce premiums or premium growth, and improve benefits to policy holders.  As nonprofits, it’s the mandate of the CO-Ops that any profits be directed to enhancing benefits and/or lowering premiums. CO-Ops also work hard to get members to the most appropriate level of care and reduce the speed bumps they often face.

Plans are available NOW to Individuals and Employer Groups with 2-50 employees for a 1/1 effective date.  Larger groups, with 51+ employees, can enroll beginning February 1.  CALL OUR OFFICE FOR A QUOTE TODAY!